<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>Sto. Tomas Ledger — News &amp; Analysis</title><description>Sto. Tomas Ledger covers the crypto economy through a Southeast Asian lens — remittance corridors, stablecoin payments, exchange rules and the money flows that connect the region to global markets.</description><link>https://stotomaspampanga.com/</link><item><title>Kevin O&apos;Leary&apos;s Best Returns Come From Women Founders — and Cash Discipline</title><link>https://stotomaspampanga.com/news/kevin-olearys-best-returns-come-from-women-founders-and-cash-disciplin-dddkmw/</link><guid isPermaLink="true">https://stotomaspampanga.com/news/kevin-olearys-best-returns-come-from-women-founders-and-cash-disciplin-dddkmw/</guid><description>Shark Tank investor Kevin O&apos;Leary says women entrepreneurs deliver most of his returns, attributing the edge to risk discipline and faster payback rather than headline growth.</description><pubDate>Tue, 20 Oct 2026 09:00:00 GMT</pubDate><category>news</category><category>markets</category></item><item><title>As Crypto Markets Halve, XT Exchange Reframes What a Trading Account Must Do</title><link>https://stotomaspampanga.com/news/as-crypto-markets-halve-xt-exchange-reframes-what-a-trading-account-mu-7wrag1/</link><guid isPermaLink="true">https://stotomaspampanga.com/news/as-crypto-markets-halve-xt-exchange-reframes-what-a-trading-account-mu-7wrag1/</guid><description>Eight years after launch, XT Exchange faces a 2026 downturn that has cut the crypto market&apos;s total value roughly in half, forcing platforms to rethink user needs.</description><pubDate>Tue, 20 Oct 2026 08:37:55 GMT</pubDate><category>news</category><category>markets</category></item><item><title>US Bitcoin ETFs Log $527M in Daily Inflows, Strongest Since September</title><link>https://stotomaspampanga.com/news/us-bitcoin-etfs-log-527m-in-daily-inflows-strongest-since-september-o1xnyd/</link><guid isPermaLink="true">https://stotomaspampanga.com/news/us-bitcoin-etfs-log-527m-in-daily-inflows-strongest-since-september-o1xnyd/</guid><description>BlackRock&apos;s IBIT drove a $665.2M single-day gain, absorbing outflows at Fidelity and Grayscale to lift US spot Bitcoin ETFs to their largest daily intake in weeks.</description><pubDate>Tue, 20 Oct 2026 05:39:20 GMT</pubDate><category>news</category><category>markets</category></item><item><title>Sophon’s mainnet shutdown deadline puts the focus on chain economics</title><link>https://stotomaspampanga.com/news/sophons-mainnet-shutdown-deadline-puts-the-focus-on-chain-economics-dgiwps/</link><guid isPermaLink="true">https://stotomaspampanga.com/news/sophons-mainnet-shutdown-deadline-puts-the-focus-on-chain-economics-dgiwps/</guid><description>Sophon has set a Nov. 25 withdrawal cutoff before closing its standalone network, as it redirects effort toward consumer finance and AI on Base.</description><pubDate>Tue, 20 Oct 2026 05:14:11 GMT</pubDate><category>news</category><category>technology</category></item><item><title>What Philippine Crypto Rules Mean for Smaller Exchanges</title><link>https://stotomaspampanga.com/blog/philippines-crypto-rules-for-small-exchanges/</link><guid isPermaLink="true">https://stotomaspampanga.com/blog/philippines-crypto-rules-for-small-exchanges/</guid><description>Licensing requirements in the Philippines reshape who can serve local users. For smaller platforms, the question is not whether to comply but which role to play.</description><pubDate>Sun, 18 Oct 2026 00:00:00 GMT</pubDate><category>editorial</category><category>regulation</category></item><item><title>Stablecoin Payroll for Remote Teams: What Works in 2026</title><link>https://stotomaspampanga.com/blog/stablecoin-payroll-for-remote-teams/</link><guid isPermaLink="true">https://stotomaspampanga.com/blog/stablecoin-payroll-for-remote-teams/</guid><description>Paying distributed teams in stablecoins is no longer exotic, but the details decide whether it saves money or creates a compliance headache. Four models, compared.</description><pubDate>Sat, 17 Oct 2026 00:00:00 GMT</pubDate><category>editorial</category><category>defi</category></item><item><title>How Remittance Corridors Are Moving Onchain in Southeast Asia</title><link>https://stotomaspampanga.com/blog/remittance-corridors-moving-onchain-sea/</link><guid isPermaLink="true">https://stotomaspampanga.com/blog/remittance-corridors-moving-onchain-sea/</guid><description>Some of the world&apos;s most expensive remittance routes run through Southeast Asia. Stablecoin rails are quietly competing with them — and the savings show up in the last mile.</description><pubDate>Fri, 16 Oct 2026 00:00:00 GMT</pubDate><category>editorial</category><category>markets</category></item></channel></rss>